Beware of tornado cleanup scammers--Story on Fox 10 TV
Beware of tornado cleanup scammers
Updated: Friday, 28 Dec 2012, 6:23 PM CST
Published : Friday, 28 Dec 2012, 10:50 AM CST
Photojournalist: La-Keya Stinchcomb
MOBILE, Ala. (WALA) - With two tornadoes striking the Mobile area less than a week, many homes are in need of major repairs.
One attorney who works with contractors said the best advice he can offer is to listen and take notes.
Greg Vaughan said first make sure the contractor is licensed in the state of Alabama.
Vaughan said, "If they don't have the proper license, there's a strong likelihood that they won't have general liability insurance and workers compensation insurance to cover their workers if they're hurt on the job."
Then he said ask questions, look for documentation, and take down information.
Vaughan said, "Just take a spiral notebook and start your claim notebook, and record every time you talk with your insurance company. If they give you a claim number, write that down and you ought to have a claim. You ought to have a claim number in the beginning."
Every time an adjuster comes out, write down what insurance agents think is covered, and what they think is not covered.
And, if they tell you your damage isn't storm related, Vaughan said you don't have to accept that.
He said, "You can hire you own storm professionals, whether they're architects, or structural engineers, to come out to your own house and examine your house, and made a determination whether it's storm damage or not."
Want more advice? Here's a link.